A BBC investigation found criminals setting up fake businesses on an industrial scale and successfully applying for government-backed Covid-19 emergency loans, with no intention of paying the money back. Builder Mark Telling had his details stolen to set up a bogus company which ‘borrowed’ £50,000 from the scheme. Mark, who had no idea the company had been set up in his name, was horrified when the BBC told him what had happened. Victims like him could find themselves liable for the debt and have their credit rating badly affected. Also the public has been warned to be on their guard against scammers taking advantage of the current coronavirus situation to extort money, or gain access to homes. Online shopping scams are the most widely reported method: see